Course Coordinator:Hammad Siddiqi (hsiddiqu@usc.edu.au) School:School of Business and Creative Industries
UniSC Moreton Bay |
Blended learning | Most of your course is on campus but you may be able to do some components of this course online. |
Online |
Online | You can do this course without coming onto campus. |
Please go to usc.edu.au for up to date information on the
teaching sessions and campuses where this course is usually offered.
This course looks at how the practice of finance is changing due to tech-driven financial innovations. Such innovations have had a dramatic effect on financial intermediation, business finance, and consumer finance. After taking this course, you will have an understanding of how technology has changed finance. You will see the good side as well as the dark side which potentially amplifies financial crises.
Activity | Hours | Beginning Week | Frequency |
Blended learning | |||
Learning materials – Interactive online learning activities. | 1hr | Week 1 | 12 times |
Tutorial/Workshop 1 – Scheduled face to face workshops. | 2hrs | Week 1 | 10 times |
Online | |||
Learning materials – Interactive online learning activities. | 1hr | Week 1 | 12 times |
Tutorial/Workshop 1 – Scheduled online workshops (Recorded). | 2hrs | Week 1 | 10 times |
Introduction: An Overview of Fintech Innovations
Blockchain, Lending Club and Wise
The Technology of Money
Challenger Banks
Fintech Lenders
Funding Circle and Social Finance
Fintech: Bubbles, Panics, Crashes, and Crises
Fintech, Glogal Trade, and Forex
Fintech and Financial Markets
The Role of Fintech in Start-up Financing
Fintech and Government Regulations
The Future of Finance
200 Level (Developing)
12 units
Course Learning Outcomes On successful completion of this course, you should be able to... | Graduate Qualities Mapping Completing these tasks successfully will contribute to you becoming... | Professional Standard Mapping * Competencies from multiple Professional Bodies (see below) * | |
1 | Analyse and evaluate how Fintech firms make money and the risks that they face by examining various Fintech Innovations. | Creative and critical thinker |
PC1, PC2, PC3 |
2 | Evaluate and recommend improvements to a Fintech business plan. | Creative and critical thinker |
PC1, PC3 |
3 | Create a pitch focused on improving an existing Fintech idea | Creative and critical thinker |
PC1, PC2, PC3 |
4 | Evaluation of the new society-wide or systemic risks that Fintech Innovations have created and what can be done to mitigate such risks. |
Knowledgeable Ethical |
PC1, PC3, PC4, 16.3.1 |
CODE | COMPETENCY |
Association to Advance Collegiate Schools of Business | |
PC1 | Communication |
PC2 | Collaboration |
PC3 | Creative and Critical Thinking |
PC4 | Community Consciousness |
Education for Sustainable Development Goals | |
16.3.1 | The learner is able to critically assess issues of peace, justice, inclusion and strong institutions in their region, nationally and globally. |
Refer to the UniSC Glossary of terms for definitions of “pre-requisites, co-requisites and anti-requisites”.
Not applicable
Not applicable
Not applicable
Not applicable
Standard Grading (GRD)
High Distinction (HD), Distinction (DN), Credit (CR), Pass (PS), Fail (FL). |
Practice concept-test quizzes will be available weekly with instant feedback provided on Canvas. In addition, on-the-spot feedback on activities completed during the workshop will be provided during workshops.
Delivery mode | Task No. | Assessment Product | Individual or Group | Weighting % | What is the duration / length? | When should I submit? | Where should I submit it? |
All | 1 | Written Piece | Individual | 30% | 4-5 pages |
Week 5 | Online Submission |
All | 2 | Case Study | Individual | 30% | 1500 words |
Week 10 | Online Assignment Submission with plagiarism check |
All | 3 | Written Piece | Individual | 40% | Take home assignment with a duration of one week |
Exam Period | Online Assignment Submission with plagiarism check |
All - Assessment Task 1:Short Questions | |
Goal: | Demonstrate an understanding of problems, solutions and key issues related to Fintech firms. |
Product: | Written Piece |
Format: | Short questions/problems that test students' understanding of the topics covered in the first three weeks of classes. |
Criteria: |
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All - Assessment Task 2:Analysis of a Fintech Innovation | |
Goal: | Demonstrate an understanding of how a Fintech firm makes money, the risks it faces, any society-wide or systemic risks, and make recommendations for improvement. |
Product: | Case Study |
Format: | You will analyze one Fintech Innovation in detail. Aspects covered include how the firm makes money, the risks it faces, and any society-wide or systemic risks. You will identify one particular business in your region that will benefit from adopting the Fintech Innovation. Based on your analysis, you will recommend improvements in the Fintech Innovation. |
Criteria: |
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All - Assessment Task 3:Problem Solving | |
Goal: | Demonstrate an understanding of how Fintech Innovations are useful for businesses and managers |
Product: | Written Piece |
Format: | You will be given a series of questions to answer based on the material covered in the course |
Criteria: |
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A 12-unit course will have total of 150 learning hours which will include directed study hours (including online if required), self-directed learning and completion of assessable tasks. Student workload is calculated at 12.5 learning hours per one unit.
Please note: Course information, including specific information of recommended readings, learning activities, resources, weekly readings, etc. are available on the course Canvas site– Please log in as soon as possible.
Please note that you need to have regular access to the resource(s) listed below. Resources may be required or recommended.
Required? | Author | Year | Title | Edition | Publisher |
Required | John Hill | 2018 | Fintech and the Remaking of Financial Institutions | n/a | Academic Press |
Not applicable
Academic integrity is the ethical standard of university participation. It ensures that students graduate as a result of proving they are competent in their discipline. This is integral in maintaining the value of academic qualifications. Each industry has expectations and standards of the skills and knowledge within that discipline and these are reflected in assessment.
Academic integrity means that you do not engage in any activity that is considered to be academic fraud; including plagiarism, collusion or outsourcing any part of any assessment item to any other person. You are expected to be honest and ethical by completing all work yourself and indicating in your work which ideas and information were developed by you and which were taken from others. You cannot provide your assessment work to others. You are also expected to provide evidence of wide and critical reading, usually by using appropriate academic references.
In order to minimise incidents of academic fraud, this course may require that some of its assessment tasks, when submitted to Canvas, are electronically checked through Turnitin. This software allows for text comparisons to be made between your submitted assessment item and all other work to which Turnitin has access.
Eligibility for Supplementary Assessment Your eligibility for supplementary assessment in a course is dependent of the following conditions applying: The final mark is in the percentage range 47% to 49.4% The course is graded using the Standard Grading scale You have not failed an assessment task in the course due to academic misconduct
Late submission of assessment tasks will be penalised at the following maximum rate: 5% (of the assessment task’s identified value) per day for the first two days from the date identified as the due date for the assessment task 10% (of the assessment task’s identified value) for the third day 20% (of the assessment task’s identified value) for the fourth day and subsequent days up to and including seven days from the date identified as the due date for the assessment task A result of zero is awarded for an assessment task submitted seven days from the date identified as the due date for the assessment task. Weekdays and weekends are included in the calculation of days late. To request an extension, you must contact your Course Coordinator and supply the required documentation to negotiate an outcome
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